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  #1  
Old 03-04-2014, 05:39 PM
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Default car accident - new car seats?

DH got in a wreck this morning, he had DS with him. DD's seat was also in the vehicle. Both seats need replaced, right? (nobody is hurt, BTW! someone ran a red light coming through the intersection and T-boned them on DS's side but he wasn't going very fast). I am not sure on the condition of the car, if it will be considered totaled, but not sure if it has to be totaled to replace seats anyway.
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  #2  
Old 03-04-2014, 05:43 PM
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Yes new seats.
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  #3  
Old 03-04-2014, 05:59 PM
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The other guy's insurance "should" cover that, right?
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Old 03-04-2014, 06:33 PM
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so sorry. I'm glad everyone is ok, but yes definitely replace both seats. Even with no visible damage, the structural integrity of the seats is something I would not trust even after a minor fender bender.
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Old 03-04-2014, 07:06 PM
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Yes, you will need both seats replaced. The other insurance will cover it if fault is not disputed, and if you are in a state that assigns fault to accidents. But you will probably have to buy the new seats and submit for reimbursement, since presumably you will need them right away, not whenever they get around to processing the claim.
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  #6  
Old 03-04-2014, 07:58 PM
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Yep, new seats, and the other party's insurance will cover it. Most reimburse you after the seats have been bought since you tend to need the seats before the insurance company cuts the check out to you.
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Last edited by Brandi; 03-04-2014 at 07:59 PM. Reason: Automerged Doublepost by CDN
  #7  
Old 03-04-2014, 08:56 PM
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So DH and I are doing some research (on the NHTSA site) and as far as what they recommend for replacing seats, DS's seat needs to be replaced, but not DD's (the door near DS's seat was slightly damaged). I realize if the insurance company will pay for both it isnt a big deal, but they may not want to pay for DD's and maybe wont even pay for DS's (though if they fight us on his seat, I will cite the NHTSA thing to them). My DH is an engineer and wants me to give him specifics on why the seats need replaced, especially if the insurance wont cover them. He seems pretty convinced that car seat companies are using every excuse possible to make money off people and that is why they insist on replacing seats after every accident. Which I get and agree with to an extent but I also am not willing to risk my kids' safety - cant put a price on that, yk?
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  #8  
Old 03-04-2014, 09:19 PM
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Most (probably all) car seat manufacturers specify replacement after *any* accident. You can cite that to the other insurance company if the are refusing.

The reasoning? Car seats aren't made of metal like cars are. It's hard to see if they were stressed at key points during the force of an accident, and if they were, they might not perform adequately in a subsequent accident. No one is going to do any testing to prove that a car seat can adequately protect a child in a second collision. They are tested and warranted for a single event only. Additionally, the foam that protects heads that is in most seats now is indisputably a single use product. Just like a bike helmet, when it absorbs force, it compresses, cracks internally, etc.

So yes, a seat away from the accident, in a minor collision, without a child in it, is *probably* ok. But no one has ever tested it to know for sure that it is. And there is no way to look at the seat yourself and know for sure that it is.
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  #9  
Old 03-04-2014, 09:53 PM
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Thanks so much for that info, Andrea! I had my DH read your post and it makes sense to him; that helps a lot more than me just saying "I dunno WHY, I just know you're SUPPOSED TO! I read it on CDN!!" He's an engineer and always wants the reasons and the science behind things; I can rarely give reasons, my brain just works so differently from his.
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  #10  
Old 03-04-2014, 11:47 PM
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The only seats that follow NHTSA's guidelines are Britax and Diono, though I believe at least one of those companies has retracted that even. All other manuals will say to replace in the event of *any* accident.

Also, under NHTSA guidelines even something like muscle stiffness/whiplash is considered an injury when you talk about replacing a seat. I would replace both of them without batting an eye, and fight insurance if I had to
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  #11  
Old 03-05-2014, 01:46 AM
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As PP have said, you can probably cite manufacturer's manuals or websites that state replacement is necessary. I would think that should be proof enough for insurance. Hopefully they don't give you a hassle!

(Oh, and I had to laugh at your "I don't know, I read it on CDN!" line!)
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  #12  
Old 03-05-2014, 02:13 AM
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Quote:
Originally Posted by sburt View Post
As PP have said, you can probably cite manufacturer's manuals or websites that state replacement is necessary. I would think that should be proof enough for insurance. Hopefully they don't give you a hassle!

(Oh, and I had to laugh at your "I don't know, I read it on CDN!" line!)
It's totally true, though!

Thanks everyone for the help!!
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Oh, and I totally have to admit I am all about replacing DS's seat. It's one of the Graco seats that was in the recent recall, and due to the way Graco handled (or DIDN'T handle) the problem, I was really ticked and honestly would rather have just gotten a new seat out of principle, but can't really afford to/justify getting a new seat on principle alone. Now we get a new seat!!
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Last edited by mandy_moo; 03-05-2014 at 02:15 AM. Reason: Automerged Doublepost by CDN
  #13  
Old 03-05-2014, 02:20 AM
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I'm sorry about the accident. So glad everyone is ok.
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  #14  
Old 03-05-2014, 03:42 AM
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So glad everyone is ok!

I have had to replace seats twice and both times with different insurance companies, they didn't even question it. They just had us send a receipt for the new seat. I hope it's as simple for you guys. I think this is something insurance companies don't want to be responsible for if something were to happen so they lean towards replacing them.
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Old 03-05-2014, 04:05 PM
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We actually just went through this a few days ago. My poor Brother fell asleep behind the wheel and hit a parked car 20 feet from my Parents' house. The car seats were in there and Graco said to replace them both. Which he did. I just kept thinking about how it could have happened on the toll road which has a speed limit of 80mph and I get sick to my stomach. I'm so glad your DH and DS are okay.
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